If you are looking for an online loan with monthly payments in the Philippines, there are a few options to consider. Some of them offer fast and easy approval, bigger loan amounts, or longer repayment periods.
They also have more flexible terms than banks, so if you’re a first-time borrower, this might be a good fit.
Lumina Homes
Lumina Homes is the leading affordable digido loan housing brand from Vista Land, providing quality and affordable homes in 50 key locations nationwide. Its house and lot packages can be purchased with flexible payment options either through bank loans or in-house financing. This gives aspiring homeowners more choices to realize their dream of owning a home and enjoying the amenities they deserve.
Besides offering a better home and community, it also prioritizes the health, security, and safety of its residents, thus becoming a true partner in nation building. Its efforts have been recognized by several organizations, including Pag-IBIG Fund and Carousell as Best Affordable Housing Developer.
This is reflected in the company’s avowed commitment to nurture Filipino families with houses and communities that they wish for — and that they truly deserve. Hence, Lumina has started converting its economic house and lot inventories to cater to the new-normal preferences of Filipino property seekers. This includes bigger room provisions, wider spaces, improved ventilation, and healthier community amenities.
Its digital real estate solutions enable aspiring homeowners to browse through its portfolio, tour virtual home models, book online appointments, and safely make payments through secure partnerships with trusted national bank players. Moreover, its sellers’ portal enables sellers to check pricing updates and view maps of Lumina offices and site locations nationwide.
By staying attuned to its target market, Lumina Homes has established itself as the most viable option for middle-income house hunters in the Philippines. Unlike other property developers that only focus on the profit margin, Lumina strives to build homes that provide a comfortable living space and healthy community.
In this vein, Lumina Homes also focuses on environmental sustainability. Its open spaces now feature community gardens where homeowners can grow fruit-bearing plants, vegetables, and herbs. Wider roads within the community also allow homeowners to run errands without having to go far from their homes. Lastly, it has installed solar-powered streetlights to keep recreational facilities, perimeter roads, gardens, walking paths and entrances illuminated at night.
As part of Lumina Homes’ commitment to leave a lasting impact in its communities, it aims to empower the homeowners with a clean and healthy lifestyle by encouraging them to do their share of cleaning at home. Whether it’s by practicing Clean As You Go (CLAYGO) or doing a thorough monthly clean-up, homeowners can ensure a safe and well-maintained home.
UnaCash
UnaCash is a loan app that provides borrowers with a flexible monthly payment schedule. It also offers low interest rates and is easy to use. However, it’s important to check the terms before applying for a loan.
The mobile app allows users to apply for loans, track their progress, and receive updates about their loan status. It’s a convenient way to get a loan without leaving home or work.
It’s a credit-based application that’s aimed at Filipinos who have poor credit history, and it’s owned by Digido Finance Corp. The company is regulated by the Securities and Exchange Commission, making it a legit loan option in the Philippines.
According to its website, UnaCash is a fast loan app that enables customers to buy now and pay later. The service allows you to purchase products from online stores and then repay the loan with regular installments.
Moreover, the app also offers a unique credit line that you can withdraw as cash at any time. This is a great way to have your money available when you need it, and it’s especially helpful if you have a high credit limit.
As part of the UnaCash app, you can also use your approved credits to shop on Lazada, which is a popular online shopping site in the Philippines. You can also convert your credits to Lazada Wallet credits, which you can use as a payment method on the site.
While there are many advantages to using UnaCash, some people have complained about a few issues. Some borrowers have had disbursement problems, and others have had their information mismatched with their customer representatives.
The best way to deal with these concerns is to communicate with their support team. They may be able to resolve the issue quickly.
One of the best parts about UnaCash is that it gives you a credit line that automatically renews as long as you pay your monthly payments on time. This means that you can always access your funds and avoid incurring interest fees when you have a cash emergency.
The application is also easy to use and provides a good customer experience, with many users praising the speed of the app’s approval process. There are also some complaints about its customer support staff, but these seem to be minor compared to the many positives about the app.
Amihan
Amihan is a lending platform based on mobile IT that is available to all people. Its registration process is quick and easy, there are no hidden fees, and you can calculate your repayment amount before confirming any loans.
The company is registered in the Philippines, and it has passed all of the necessary inspections from the government. This means that it is trustworthy and reliable. It offers different kinds of loans at low-interest rates. So, if you need money, you should check out this company right away!
One of the reasons why you should consider borrowing from Amihan is because it allows you to use your smartphone’s charging base. This way, you can easily pay off your loan and save time and money. In addition, Amihan’s website is available 24 hours a day and seven days a week.
Another reason why you should choose Amihan is because they have monthly payments. This way, you can avoid any hassles and ensure that your payments are always on time. The company also provides a wide variety of different types of loans, so you can find the best one for you.
Unlike other financial companies, Amihan is designed to work on any mobile device. This is because it uses consumer-cultural software. The company also has a large database that allows you to register quickly and easily. You can also calculate your entire repayment amount before confirming any loans.
Amihan also has a mobile app that you can download to your phone. This allows you to read loan requests, know the interest rate on your advance, and even know how much you have to pay in installments. It is very convenient and works on any cellular device.
Amihan is a lending platform that was launched in 2015 and has already been successful in helping many people get the money they need. This is because they offer different kinds of loans at low-interest rates, and their online loan application is easy to use. So, if you need money, check out Amihan Lending today! The website is available 24/7 and you can apply for a loan from it at any time of the day.
ABBank
ABBank is a private commercial bank that has a well-deserved reputation for providing a good old fashioned service. It provides a full range of banking products and services including corporate and structured finance, small and medium enterprise, treasury and foreign exchange products, automated challan, deposit products and Islamic banking among others. It also boasts of an impressive 105 branch network, one overseas branch in India and 270 plus ATMs across the country.
Despite a slew of challenges, it managed to stay on top of its game by keeping pace with the latest and greatest in technology. For instance, the ABBank is a proud owner of a mobile app and an online portal that provides real-time customer information and access to the entire banking system.
The ABBank also claims to be the first to offer a micro financing scheme that is not only convenient but affordable as well. Its best-known product is the